Ever since probably about high school, I’ve always worried about money. Back then it was a different
much more shallow kind of worrying: would I ever own a real Coach purse? Would I be able to afford a brand new Honda one day? Would I make enough money to live in a nice house?
I remember buying my first car at 24 years old, my Honda Accord that I currently drive. It was only a year old, so pretty much brand new, and it was my dream car! Man, I still love that car. I saved and saved and saved and was able to put about $9,000 down on the car. My payments were very affordable, and I was a very happy girl!
My car had everything I needed and then some, but I still remember about a year after I bought it, yearning for a new car again. I flirted with the idea of waiting a year or two and trading it in for something new. Then I realized….what was I thinking??!! Especially now I realize how expensive it is to buy new cars, when you can save SO much by buying a car a few years old. (No judgment on those who buy new, by the way…it’s just a no-brainer way for us to save money by buying used). I was so satisfied with my car and head over heels for awhile, but after a little bit of time passed, I wanted that “high” of getting something new again.
My money worries these days (and probably in the last 7 or 8 years) are much different. I would love to have a new Coach bag and would be thrilled to drive a new Honda, but unless someone gives them to me, it’s not going to happen. And honestly I am 100%, completely okay with that, because I’m madly in love with my husband and so incredibly happy – I know by now that “stuff” doesn’t make you happy. People do.
Like this hot fella here.
I’ve always been a money saver. I remember getting my first savings account when I was maybe 6 or 7 years old. My mom would take us to the bank whenever we had birthday money or first communion/confirmation money. I got such a high from getting back my “bank book” and seeing the amount in my savings go up. When I log into my bank account online, I still get that way!
It’s always been important to me to save money…whether it be $10 a month or $500 a month. But I realize that a time will probably come soon when we won’t be able to save – in fact, we’ll most likely have to borrow money to get by for a few years. (This is when Brian enrolls in school full-time for a few years). It panics me like crazy to think of that, but honestly, it’s more important for us to eventually be happy. And such a big part of our lives is spent at work, so I want Brian to be happy in his career. Seeing my dad unhappy in his job for so many years taught me one thing – life’s too short to have a job you really dislike!
I feel like this post is kind of all over the place, but what I am trying to say (and keep telling myself!) is that money worries always take care of themselves. They do. Especially when you are willing to live frugally (i.e. no cable TV, driving older cars, not spending a lot on “things”, etc.) I’ve talked to my parents about this several times, most recently when our pipes burst in our house last week. I was so upset about the unexpected expense, especially now of all times, but you know what? Right now we have the money in the bank to take care of it. We’ll fix the problem so that hopefully it NEVER happens again. (By “we” I mean “Brian and his friend” – they are working so hard!) And in 40 years I am not going to be thinking of the devastating set back of our pipes bursting in the winter of 2014. (A pain in the ass, yes – but devastating, no).
This is one of my favorite quotes, and I need to remind myself of it often. Life’s too short to worry about trivial things like money. As long as we are all happy, healthy, have a place to live and a place to sleep, that is what truly matters at the end of the day.